Pag-IBIG Fund reported year-on-year growth in its net income for the primary quarter of 2026, further strengthening its capability to guard members’ savings, provide inexpensive home financing, and support more Filipino employees of their journey toward homeownership, top officials announced on May 19, 2026.
From January to March, Pag-IBIG Fund’s net income grew by 11% or P1.700 billion to achieve P16.772 billion, in comparison with the identical period last 12 months. Officials attributed the expansion to strong collections and regular earnings from Pag-IBIG Fund’s housing loan, short-term loan, and investment portfolios. Higher investment returns also contributed to the income growth, with Pag-IBIG Fund’s income from investments reaching P3.033 billion, increasing by 51% year-on-year from P2.013 billion in the identical period last 12 months.
Department of Human Settlements and Urban Development Secretary Jose Ramon P. Aliling, who also chairs the 11-member Pag-IBIG Fund Board of Trustees, said Pag-IBIG Fund’s strong fiscal position enables it to function the first source of financing for the Expanded Pambansang Pabahay para sa Pilipino, or Expanded 4PH Program of President Ferdinand R. Marcos, Jr., heeding the President’s call to make decent and inexpensive housing more accessible to Filipino employees.
“This performance shows that Pag-IBIG Fund stays strong, stable, and able to support President Marcos’ directive to open more opportunities for Filipino families to own decent and inexpensive homes. As the important thing financing arm of the Expanded 4PH Program, Pag-IBIG Fund plays an important role in turning the national housing agenda into real homes for our employees. We will proceed to administer our members’ funds prudently, in order that more Filipino families may profit from housing finance that’s inexpensive, accessible, and sustainable,” Mr. Aliling said.
Pag-IBIG Fund’s total assets also stood at P1.276 trillion as of March 2026, reflecting a 3% or P41.735-billion increase from P1.234 trillion recorded at yearend 2025. Pag-IBIG Fund Chief Executive Officer Marilene C. Acosta said the agency’s strong asset base and monetary standing allow it to proceed providing members with competitive savings returns and inexpensive home financing.
Ms. Acosta further stated that Pag-IBIG Fund’s performance directly advantages its members. Under its charter, Pag-IBIG Fund returns at the very least 70% of its annual net income to members in the shape of dividends, that are credited to their savings yearly.
“Pag-IBIG Fund is owned by its members, the Filipino employees. That’s the reason we remain committed to growing and protecting their savings while ensuring that they’ve access to inexpensive home financing,” Ms. Acosta said. “Our strong fiscal standing allows us to sustain our subsidized housing loan rates under the Expanded 4PH Program, including the three% rate for qualified socialized housing borrowers. That is how we help make homeownership cheaper for more Filipino employees, while keeping Pag-IBIG Fund financially sound and sustainable for the long run,” she added.
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