LANDBANK has formally launched the LANDBANK’s Innovative Financing Thrust Towards Inclusive National Growth thru Micro, Small, and Medium Enterprises (LIFTING MSMEs) Lending Program, a comprehensive financing initiative geared toward strengthening support for micro, small, and medium enterprises (MSMEs) across the Philippines.
The launch event, held on Dec. 9, 2025 at LANDBANK Plaza in Manila, gathered over 200 MSMEs from Metro Manila, Batangas, Bulacan, Cavite, Laguna, and Rizal, alongside key partners from the Department of Trade and Industry (DTI), Bangko Sentral ng Pilipinas (BSP), and Go Negosyo.
Trade and Industry Secretary Ma. Cristina A. Roque and LANDBANK President and CEO Lynette V. Ortiz led the event, underscoring this system’s pivotal role in providing MSMEs with accessible and versatile financing solutions at every stage of their development.
In her remarks, Secretary Roque reaffirmed the federal government’s commitment to empowering MSMEs, stating: “Whether you might be a start-up making your first step, a growing enterprise expanding capability, or a longtime business able to level up, the expansion of those businesses means more jobs. These options matter because every business has a story to inform and each entrepreneur deserves a good likelihood to grow.”
The event also featured a session on financial health and wellness led by the BSP, providing practical strategies for managing money flow and enhancing business resilience.
“The LIFTING MSMEs Lending Program integrates all our existing lending initiatives right into a cohesive platform. It streamlines processes, improves accessibility, and ensures that financing support is comprehensive, flexible, and inclusive. Through this unified program, businesses at every stage can access tailored financing complemented by technology support and practical tools to assist them thrive in a competitive landscape,” said LANDBANK President Ortiz, highlighting this system’s integrated approach.
Tailored financing and strategic support
The LIFTING MSMEs Lending Program consolidates all existing MSME lending initiatives of LANDBANK right into a unified, streamlined platform. It offers three loan packages tailored to a business’s stage of growth: Start-ups and microenterprises operating for lower than a yr can access as much as ₱500,000 in working capital through the Start-Up Loan.
More established micro and small enterprises may avail of the Step-Up Loan, which offers as much as ₱5 million for expansion and stabilization. For SMEs looking for major transformation, the Level-Up Loan grants as much as ₱50 million to support strategic projects, technology adoption, and enhanced competitiveness.
Additional program advantages include reduced rates of interest and access to digital tools comparable to point-of-sale terminals and the LANDBANK Corporate Credit Card.
This initiative is in direct response to Republic Act No. 11981, otherwise often known as the “Tatak Pinoy Act,” and further expands direct credit access to viable micro and small enterprises. It establishes a dedicated, branded lending program for MSMEs, reinforcing LANDBANK’s commitment to financial inclusion and national development.
Prospective borrowers may apply through the LANDBANK Business Loan Application Portal or visit any LANDBANK Lending Center or branch nationwide for assistance, or contact the LANDBANK Customer Care Hotline at (02) 8405-7000.
ABOUT LANDBANK
LANDBANK is the most important development financial institution within the Philippines promoting financial inclusion, digital transformation, and sustainable national development. Present in all 82 provinces within the country, the Bank is committed to offer accessible and responsive financial solutions to empower Filipinos from countryside to countrywide.
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