By Alexandria Grace C. Magno, Reporter
FINANCING COMPANY Global Dominion Financing Inc. (GDFI) is expanding its product offerings and pursuing larger and longer-term loans because it deepens its deal with underserved borrowers, its chief executive officer said.
“We’re already in conversations with each local and international creditors who’ve expressed confidence in Global Dominion’s track record, and that provides us the power to maneuver into larger ticket loans and longer-term products, which effectively expands our addressable market,” Global Dominion President and Chief Executive Officer Patricia Poco-Palacios said in an interview with BusinessWorld.
“We’re also developing focused offerings for ladies MSMEs, a segment that’s deeply underserved and that I’m personally captivated with,” she added.
Ms. Poco-Palacios said the corporate operates in a distinct segment segment of the financing industry that caters to borrowers often outside traditional bank lending, including overseas Filipino staff (OFWs), micro, small, and medium enterprises (MSMEs), professionals, and clients in industries akin to pre-owned vehicles and trucking.
“We didn’t just discover these gaps. We designed our operations from the bottom as much as serve them well,” she added.
Global Dominion Financing is a Securities and Exchange Commission (SEC)-regulated financial institution providing loans for various needs, including vehicle purchases, business capital, tuition, home improvements, emergencies, and medical expenses, with flexible payment options.
The corporate has expanded to 196 branches nationwide, with 50 certificates of authority granted by the SEC in the primary quarter of 2026.
In real estate financing, the corporate has formed a dedicated team to develop its products, policies, and structures and is now working to integrate these into its broader operations.
Ms. Poco-Palacios said the corporate can be upgrading its digital systems to streamline loan processing and enhance data capabilities.
“Digital transformation can be the defining force, not only in how products are delivered, but in how risk is assessed and the way clients are understood,” she said.
“Technology is our top priority this yr. We’re migrating to a brand new, API-based loans management system developed in-house by our IT team, which matches well beyond basic demographic and payment data,” she added, noting that the shift is anticipated to enhance responsiveness to client needs.
She also said tighter regulation of financing corporations could reshape the industry by encouraging more sustainable practices and improving borrower conditions.
“I expect tightened regulation on the financing company side to be a defining trend as well. And I actually welcome that,” she said. “Stronger regulatory standards will push firms to speculate in additional sustainable operations, which should ultimately bring down rates and improve the experience for clients.”
Looking ahead, Ms. Poco-Palacios said the corporate goals to construct a legacy centered on financial inclusion, particularly for underserved clients akin to MSMEs, women entrepreneurs, and other borrowers often neglected by traditional lenders.
“I hope that Global Dominion’s legacy is one in all real inclusion — that we’re remembered as an establishment that saw potential where others saw risk, and that we built something that really lifted people up. Angat lahat,” she said.